I’m sure you’ll all be pleased to know that even during these times of the credit crunch there is still one industry enjoying a growth period, unfortunately, it’s Identity Theft … the easiest way for fraudsters to blight your life and stress you still further!

Combating the risk of identity fraud should be high on everyone’s agenda but some people are still unsure what it actually is. Without putting to fine a point on it, it is literally the theft of your identity both personal and financial. An alias using your identity and financial information could literally drain your accounts and put you into debt into the bargain.

Are you aware for example how easily somebody could obtain a copy of your birth certificate or even a copy of you bank account details? Unfortunately the answer is far too easy.

Well that’s just common sense isn’t it?, but do you also shred all the promotional bumf, special offer balance transfer rates, why not have one of our wonderful credit card pamphlets et al, all of which have your name and address printed on them?

If you bank online and don’t consider any of the above a risk then, you still need to consider your internet usage habits. We have all been educated to not use the same passwords and serial numbers for all our accounts and transaction, but living in the real world we all struggle to remember numerous password and user combinations and tend to use the same one leaving ourselves wide open.

Is your antivirus updated regularly, do you always download the updates as they come in, will LATER be soon enough, or will it be too late? When you upgrade your computer systems, a new laptop for Xmas a bargain in the sales or maybe an online auction purchase, how do you dispose of your old system, in particular your hard drive?

You need to take sensible precaution when disposing of old or unused computers and laptops (or hard drives). Selling them on one of the many auction sites may earn yourself a little extra pocket money, but are you aware that even if you have formatted the drive you have just given away all your personal data. Hard drive recovery experts are only limited to professional companies, the criminal element have access to this capability as well.

Did you know you can have a hard drive which you no longer require either shredded or securely wiped so that your details are no longer recoverable?? The drive can be physically shredded into little pieces even the top data recovery companies or jigsaw enthusiasts could not reassemble your data then, like wise the drive can be secure wiped and just the motor and heads used for parts by hard drive recycling companies.